How Much Does an ADU Cost?
Honest, transparent pricing for ADU projects in the Portland-Vancouver metro area. Every project is unique, but here are realistic ranges to help you plan.
Garage Conversion
$120,000 – $180,000
$240 – $360/sq ft · 3-5 months · ~400-500 sq ft
Most affordable option
Attached ADU
$150,000 – $250,000
$275 – $450/sq ft · 4-6 months · ~400-600 sq ft
Close family living
Detached ADU
$180,000 – $350,000+
$300 – $500/sq ft · 6-10 months · ~400-800 sq ft
Most popular option
Cottage Cluster
$400,000 – $800,000+
$250 – $400/sq ft · 10-16 months · 4-8 units
Maximum ROI
What Affects ADU Cost?
Beyond the base construction, several factors influence your total project budget.
Permits & SDCs
Building permits ($6k-$10k), SDCs ($36k+ in Portland – eligible for waiver), engineering fees.
Site & Foundation
Excavation, foundation ($10k-$15k), utility connections, and any demolition needed.
Finishes & Fixtures
Standard vs. premium finishes can swing costs by $20k-$50k. Cabinets, counters, flooring, fixtures.
Special Features
Solar panels, smart home tech, aging-in-place features, premium insulation, heated floors.
Portland SDC Waiver: Save Up to $36,000+
Portland homeowners can save tens of thousands through the System Development Charge (SDC) Waiver Program. By signing a 10-year covenant agreeing not to use the ADU as a short-term rental, you can have SDC fees waived entirely.
$36,000+
Potential Savings
10 Years
Covenant Period
No Short-Term Rentals
Requirement
Financing Options
Multiple financing paths are available for ADU construction:
Home Equity Loan (HELOC)
Leverage your existing home equity to fund ADU construction. Often the most straightforward option with competitive rates.
Construction Loan
Specialized loans designed for new construction projects. Funds disbursed in stages as building progresses.
Cash-Out Refinance
Refinance your mortgage at current rates and use the equity for your ADU project.
Get Your Personalized Estimate
Every project is unique. Tell us about yours for a detailed, no-obligation estimate.